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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,991 | $92,798-92.5% | $96,707-92.8% | $137,256-94.9% |
| Participation rate | 75.0% | 81.6%-6.6pp | 80.4%-5.4pp | 80.0%-5.0pp |
| Annual return | 17.77% | 31.24%-13.5pp | 34.78%-17.0pp | 220.34%-202.6pp |
| Employer contribution / active EE | $1,039 | $4,147-74.9% | $4,191-75.2% | $4,156-75.0% |
| Participant deferral / active EE | $1,852 | $5,877-68.5% | $5,997-69.1% | $6,407-71.1% |
| Admin fee / account holder | $3,467 | $7,946-56.4% | $7,503-53.8% | $12,270-71.7% |