Retirement plan

RAIRDON AUTO GROUP 401(K) PLAN

Name: CJOK, INC. DBA RAIRDON'S DODGE CHRYSLER JEEP OF KIRKLAND - RAIRDON AUTO GROUP 401(K) PLAN (2024) Form 5500
Creator: CJOK, INC. DBA RAIRDON'S DODGE CHRYSLER JEEP OF KIRKLAND
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RAIRDON AUTO GROUP 401(K) PLAN, CJOK, INC. DBA RAIRDON'S DODGE CHRYSLER JEEP OF KIRKLAND

CJOK, INC. DBA RAIRDON'S DODGE CHRYSLER JEEP OF KIRKLANDEIN 26-0425114Plan #001PY 2024

22102 17TH AVE SE SUITE 100 - BOTHELL, WA 98021425-821-1777LinkedIn51-200 employeesautomotive

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$13.9M

+23.9% from 2023

Total participants

631

-1.7% from 2023

Average account balance

$60,591

+23.3% from 2023

Annual return

14.63%

+3.06 pp from 2023

Benchmarks

See 1,307 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,307 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

230

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

28.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.65M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$440

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS7 years Filed as: TRANSAMERICA RETIREMENT SOL LLC Service code 15 · EIN 13-3689044	Recordkeeping	$66,315
M HOLDINGS SECURITIES INC3 years Filed as: M HOLDINGS SECURITIES, INC. Service code 22	Insurance Broker	$49,101
HUNNEX AND SHOEMAKER, INC.10+ years Filed as: HUNNEX AND SHOEMAKER INC Service code 15 · EIN 91-1072394	Recordkeeping	$19,192
FORVIS, LLP2 years Filed as: FORVIS MAZARS, LLP Service code 10 · EIN 44-0160260	Accounting	$15,750
M HOLDINGS SECURITIES INC10+ years Service code 22 · EIN 91-1802259	Insurance Broker	$0

Plan features & details

Pension benefit codes2F2G2J2K3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$101K

$180 / participant

Investment mgmt$101K100.0%

% of EOY assets

0.727%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FORVIS MAZARS, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$60,591

$54,213+11.8%

$93,696-35.3%

$77,736-22.1%

Participation rate

28.6%

64.0%-35.3pp

68.7%-40.1pp

70.6%-41.9pp

Annual return

14.63%

30.55%-15.9pp

133.74%-119.1pp

31.26%-16.6pp

Employer contribution / active EE

$585

$1,168-49.9%

$2,422-75.8%

$2,728-78.6%

Participant deferral / active EE

$2,356

$3,145-25.1%

$4,417-46.7%

$4,651-49.3%

Admin fee / account holder

$440

$575-23.4%

$8,287-94.7%

$433+1.6%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS7 years

Filed as: TRANSAMERICA RETIREMENT SOL LLC

Service code 15 · EIN 13-3689044

Recordkeeping

$66,315

M HOLDINGS SECURITIES INC3 years

Filed as: M HOLDINGS SECURITIES, INC.

Service code 22

Insurance Broker

$49,101

HUNNEX AND SHOEMAKER, INC.10+ years

Filed as: HUNNEX AND SHOEMAKER INC

Service code 15 · EIN 91-1072394

Recordkeeping

$19,192

FORVIS, LLP2 years

Filed as: FORVIS MAZARS, LLP

Service code 10 · EIN 44-0160260

Accounting

$15,750

M HOLDINGS SECURITIES INC10+ years

Service code 22 · EIN 91-1802259

Insurance Broker

RAIRDON AUTO GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RAIRDON AUTO GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion