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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,808 | $223,823-86.2% | $211,142-85.4% | $154,746-80.1% |
| Participation rate | 77.8% | 87.9%-10.1pp | 87.3%-9.5pp | 80.7%-2.9pp |
| Annual return | 20.64% | 50.39%-29.8pp | 46.84%-26.2pp | 172.34%-151.7pp |
| Employer contribution / active EE | $1,847 | $6,787-72.8% | $6,442-71.3% | $4,379-57.8% |
| Participant deferral / active EE | $4,486 | $9,750-54.0% | $9,284-51.7% | $6,730-33.3% |
| Admin fee / account holder | $653 | $19,707-96.7% | $19,076-96.6% | $14,365-95.5% |