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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,795 | $162,136+10.9% | $152,301+18.1% | $154,746+16.2% |
| Participation rate | 94.1% | 84.1%+10.0pp | 82.4%+11.7pp | 80.7%+13.4pp |
| Annual return | 25.94% | 91.02%-65.1pp | 80.50%-54.6pp | 172.34%-146.4pp |
| Employer contribution / active EE | $3,525 | $4,890-27.9% | $4,624-23.8% | $4,379-19.5% |
| Participant deferral / active EE | $6,928 | $8,341-16.9% | $8,004-13.4% | $6,730+2.9% |
| Admin fee / account holder | $1,285 | $15,759-91.8% | $14,398-91.1% | $14,365-91.1% |