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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,149 | $138,386-37.0% | $184,260-52.7% | $80,935+7.7% |
| Participation rate | 96.0% | 83.9%+12.1pp | 86.8%+9.2pp | 67.7%+28.3pp |
| Annual return | 52.14% | 20.02%+32.1pp | 28.84%+23.3pp | 35.66%+16.5pp |
| Employer contribution / active EE | $3,926 | $4,851-19.1% | $6,427-38.9% | $2,757+42.4% |
| Participant deferral / active EE | $15,548 | $7,076+119.7% | $9,133+70.2% | $4,299+261.6% |
| Admin fee / account holder | $10,476 | $10,489-0.1% | $13,898-24.6% | $6,924+51.3% |