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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,430 | $166,242-81.1% | $165,071-81.0% | $145,884-78.5% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 13.14% | 100.44%-87.3pp | 70.17%-57.0pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,807 | $5,283-65.8% | $4,347-58.4% | $4,662-61.2% |
| Participant deferral / active EE | $3,347 | $6,964-51.9% | $6,035-44.5% | $6,690-50.0% |
| Admin fee / account holder | $1,085 | $16,658-93.5% | $12,695-91.5% | $13,392-91.9% |