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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,945 | $101,618+22.0% | $93,063+33.2% | $137,256-9.7% |
| Participation rate | 75.0% | 74.9%+0.1pp | 72.1%+2.9pp | 80.0%-5.0pp |
| Annual return | 16.37% | 223.95%-207.6pp | 34.15%-17.8pp | 220.34%-204.0pp |
| Employer contribution / active EE | $980 | $2,707-63.8% | $2,476-60.4% | $4,156-76.4% |
| Participant deferral / active EE | $7,530 | $4,279+76.0% | $3,958+90.2% | $6,407+17.5% |
| Admin fee / account holder | $915 | $6,198-85.2% | $6,033-84.8% | $12,270-92.5% |