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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,167 | $102,385-24.6% | $147,080-47.5% | $80,935-4.7% |
| Participation rate | 78.1% | 75.9%+2.3pp | 82.2%-4.1pp | 67.7%+10.5pp |
| Annual return | 10.89% | 135.09%-124.2pp | 420.17%-409.3pp | 35.66%-24.8pp |
| Employer contribution / active EE | $2,971 | $3,717-20.1% | $4,933-39.8% | $2,757+7.8% |
| Participant deferral / active EE | $6,000 | $6,651-9.8% | $8,066-25.6% | $4,299+39.5% |
| Admin fee / account holder | $22,930 | $7,951+188.4% | $12,989+76.5% | $6,924+231.2% |