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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,747 | $185,312-14.3% | $161,489-1.7% | $154,746+2.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.54% | 103.84%-87.3pp | 89.72%-73.2pp | 172.34%-155.8pp |
| Employer contribution / active EE | $20,084 | $4,769+321.1% | $4,268+370.5% | $4,379+358.6% |
| Participant deferral / active EE | $42,688 | $6,350+572.3% | $5,630+658.2% | $6,730+534.3% |
| Admin fee / account holder | $71,872 | $18,654+285.3% | $16,006+349.0% | $14,365+400.3% |