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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,747 | $181,062-12.3% | $158,223+0.3% | $155,188+2.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 16.54% | 57.39%-40.8pp | 52.09%-35.5pp | 148.84%-132.3pp |
| Employer contribution / active EE | $20,084 | $4,565+340.0% | $4,109+388.8% | $4,248+372.8% |
| Participant deferral / active EE | $42,688 | $6,134+595.9% | $5,467+680.8% | $6,531+553.6% |
| Admin fee / account holder | $71,872 | $18,825+281.8% | $16,047+347.9% | $14,480+396.4% |