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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,747 | $172,111-7.8% | $150,298+5.6% | $137,256+15.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.54% | 69.37%-52.8pp | 62.79%-46.2pp | 220.34%-203.8pp |
| Employer contribution / active EE | $20,084 | $4,636+333.2% | $4,154+383.5% | $4,156+383.3% |
| Participant deferral / active EE | $42,688 | $6,166+592.3% | $5,453+682.9% | $6,407+566.3% |
| Admin fee / account holder | $71,872 | $16,471+336.4% | $14,116+409.2% | $12,270+485.7% |