Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,946 | $80,781-66.6% | $102,437-73.7% | $74,478-63.8% |
| Participation rate | 48.6% | 65.7%-17.0pp | 74.5%-25.9pp | 67.2%-18.6pp |
| Annual return | 13.38% | 27.58%-14.2pp | 24.95%-11.6pp | 1370.56%-1357.2pp |
| Employer contribution / active EE | $2,152 | $3,160-31.9% | $3,871-44.4% | $2,626-18.0% |
| Participant deferral / active EE | $905 | $3,862-76.6% | $5,060-82.1% | $4,350-79.2% |
| Admin fee / account holder | $1,387 | $2,372-41.5% | $8,388-83.5% | $1,946-28.7% |