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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,836 | $86,922-35.8% | $102,438-45.5% | $80,874-31.0% |
| Participation rate | 90.6% | 72.4%+18.2pp | 76.5%+14.1pp | 67.6%+22.9pp |
| Annual return | 8.14% | 18.90%-10.8pp | 29.37%-21.2pp | 35.62%-27.5pp |
| Employer contribution / active EE | $1,920 | $2,369-19.0% | $3,024-36.5% | $2,756-30.3% |
| Participant deferral / active EE | $3,265 | $4,119-20.7% | $5,054-35.4% | $4,297-24.0% |
| Admin fee / account holder | $12,140 | $8,050+50.8% | $9,448+28.5% | $6,935+75.0% |