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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,647 | $58,258-71.4% | $81,820-79.7% | $80,925-79.4% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 12.45% | 41.76%-29.3pp | 777.93%-765.5pp | 35.65%-23.2pp |
| Employer contribution / active EE | $2,735 | $2,345+16.6% | $2,915-6.2% | $2,756-0.8% |
| Participant deferral / active EE | $3,577 | $3,284+8.9% | $4,323-17.2% | $4,299-16.8% |
| Admin fee / account holder | $2,657 | $4,976-46.6% | $7,391-64.0% | $6,940-61.7% |