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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $26,115 |
Filed as: MERRILL LYNCH LIFE AGENCY, INC. Service code 27 · EIN 13-2808480 | Advisory (Plan) | $24,132 |
Service code 15 · EIN 31-1299207 25 MERCHANT STREET · CINCINNATI, OH 45246 | Recordkeeping | $3,375 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,185 | $79,184-34.1% | $102,438-49.1% | $74,546-30.0% |
| Participation rate | 77.5% | 74.8%+2.8pp | 76.5%+1.0pp | 67.2%+10.3pp |
| Annual return | 10.53% | 54.95%-44.4pp | 29.37%-18.8pp | 1366.03%-1355.5pp |
| Employer contribution / active EE | $2,021 | $2,362-14.4% | $3,024-33.1% | $2,624-23.0% |
| Participant deferral / active EE | $4,082 | $4,414-7.5% | $5,054-19.2% | $4,347-6.1% |
| Admin fee / account holder | $254 | $2,001-87.3% | $9,448-97.3% | $1,944-86.9% |