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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,733 | $99,380+154.3% | $90,312+179.8% | $155,188+62.9% |
| Participation rate | 15.4% | 77.3%-62.0pp | 72.9%-57.5pp | 80.8%-65.4pp |
| Annual return | 13.19% | 19.35%-6.2pp | 18.90%-5.7pp | 148.84%-135.6pp |
| Employer contribution / active EE | $1,440 | $2,390-39.7% | $2,243-35.8% | $4,248-66.1% |
| Participant deferral / active EE | $3,702 | $4,212-12.1% | $3,749-1.3% | $6,531-43.3% |
| Admin fee / account holder | $142 | $9,766-98.5% | $8,248-98.3% | $14,480-99.0% |