Filed September 15, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,203 | $52,450-84.4% | $129,295-93.7% | $74,546-89.0% |
| Participation rate | 93.8% | 53.8%+40.0pp | 69.6%+24.2pp | 67.2%+26.6pp |
| Annual return | 12.72% | 15.65%-2.9pp | 9429.28%-9416.6pp | 1366.03%-1353.3pp |
| Employer contribution / active EE | $696 | $1,532-54.6% | $4,157-83.3% | $2,624-73.5% |
| Participant deferral / active EE | $1,224 | $2,797-56.2% | $4,169-70.6% | $4,347-71.8% |
| Admin fee / account holder | $549 | $2,636-79.2% | $7,665-92.8% | $1,944-71.8% |