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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,802 | $166,242-21.9% | $165,071-21.4% | $145,884-11.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.81% | 100.44%-85.6pp | 70.17%-55.4pp | 551.85%-537.0pp |
| Employer contribution / active EE | $6,609 | $5,283+25.1% | $4,347+52.0% | $4,662+41.8% |
| Participant deferral / active EE | $12,697 | $6,964+82.3% | $6,035+110.4% | $6,690+89.8% |
| Admin fee / account holder | $830 | $16,658-95.0% | $12,695-93.5% | $13,392-93.8% |