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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,178 | $181,062+32.1% | $158,223+51.2% | $155,188+54.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 10.95% | 57.39%-46.4pp | 52.09%-41.1pp | 148.84%-137.9pp |
| Employer contribution / active EE | $6,541 | $4,565+43.3% | $4,109+59.2% | $4,248+54.0% |
| Participant deferral / active EE | $8,994 | $6,134+46.6% | $5,467+64.5% | $6,531+37.7% |
| Admin fee / account holder | $70,903 | $18,825+276.6% | $16,047+341.8% | $14,480+389.7% |