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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,424 | $138,312-72.9% | $122,979-69.6% | $155,188-75.9% |
| Participation rate | 58.8% | 80.2%-21.4pp | 77.2%-18.4pp | 80.8%-22.0pp |
| Annual return | 16.90% | 22.06%-5.2pp | 20.12%-3.2pp | 148.84%-131.9pp |
| Employer contribution / active EE | $1,903 | $3,530-46.1% | $3,062-37.9% | $4,248-55.2% |
| Participant deferral / active EE | $4,095 | $5,592-26.8% | $5,003-18.1% | $6,531-37.3% |
| Admin fee / account holder | $4,859 | $15,089-67.8% | $12,864-62.2% | $14,480-66.4% |