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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,936 | $160,028+69.9% | $147,080+84.9% | $145,884+86.4% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 13.12% | 98.60%-85.5pp | 420.17%-407.1pp | 551.85%-538.7pp |
| Employer contribution / active EE | $10,541 | $5,286+99.4% | $4,933+113.7% | $4,662+126.1% |
| Participant deferral / active EE | $8,604 | $8,422+2.2% | $8,066+6.7% | $6,690+28.6% |
| Admin fee / account holder | $3,308 | $15,030-78.0% | $12,989-74.5% | $13,392-75.3% |