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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,167 | $160,028-48.7% | $147,080-44.1% | $145,884-43.7% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 16.38% | 98.60%-82.2pp | 420.17%-403.8pp | 551.85%-535.5pp |
| Employer contribution / active EE | $1,044 | $5,286-80.2% | $4,933-78.8% | $4,662-77.6% |
| Participant deferral / active EE | $10,651 | $8,422+26.5% | $8,066+32.0% | $6,690+59.2% |
| Admin fee / account holder | $3,487 | $15,030-76.8% | $12,989-73.2% | $13,392-74.0% |