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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,717 | $183,539-48.4% | $155,556-39.1% | $145,897-35.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.68% | 61.31%-48.6pp | 64.84%-52.2pp | 552.29%-539.6pp |
| Employer contribution / active EE | $2,375 | $5,315-55.3% | $4,675-49.2% | $4,663-49.1% |
| Participant deferral / active EE | $5,527 | $6,467-14.5% | $5,631-1.8% | $6,689-17.4% |
| Admin fee / account holder | $10,327 | $19,275-46.4% | $15,885-35.0% | $13,390-22.9% |