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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,664 | $174,379-41.7% | $152,093-33.2% | $138,895-26.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.18% | 74.86%-60.7pp | 66.36%-52.2pp | 145.39%-131.2pp |
| Employer contribution / active EE | $2,451 | $4,652-47.3% | $4,175-41.3% | $4,194-41.6% |
| Participant deferral / active EE | $5,073 | $6,159-17.6% | $5,451-6.9% | $6,396-20.7% |
| Admin fee / account holder | $18,544 | $16,880+9.9% | $14,497+27.9% | $12,562+47.6% |