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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,297 | $201,370+117.7% | $184,256+137.9% | $145,897+200.4% |
| Participation rate | 81.0% | 87.5%-6.5pp | 86.8%-5.9pp | 80.3%+0.6pp |
| Annual return | 7.85% | 29.05%-21.2pp | 28.85%-21.0pp | 552.29%-544.4pp |
| Employer contribution / active EE | $17,341 | $7,024+146.9% | $6,427+169.8% | $4,663+271.9% |
| Participant deferral / active EE | $18,828 | $9,808+92.0% | $9,133+106.2% | $6,689+181.5% |
| Admin fee / account holder | $15,441 | $16,364-5.6% | $13,899+11.1% | $13,390+15.3% |