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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,297 | $201,344+117.7% | $184,243+137.9% | $145,877+200.5% |
| Participation rate | 81.0% | 87.5%-6.5pp | 86.8%-5.9pp | 80.3%+0.7pp |
| Annual return | 7.85% | 29.01%-21.2pp | 28.82%-21.0pp | 551.28%-543.4pp |
| Employer contribution / active EE | $17,341 | $7,022+146.9% | $6,427+169.8% | $4,663+271.9% |
| Participant deferral / active EE | $18,828 | $9,807+92.0% | $9,132+106.2% | $6,691+181.4% |
| Admin fee / account holder | $15,441 | $16,382-5.7% | $13,914+11.0% | $13,402+15.2% |