Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,382 | $85,094-90.2% | $76,327-89.0% | $145,884-94.3% |
| Participation rate | 66.7% | 82.9%-16.2pp | 79.2%-12.6pp | 80.3%-13.6pp |
| Annual return | 11.32% | 13.13%-1.8pp | 13.79%-2.5pp | 551.85%-540.5pp |
| Employer contribution / active EE | $1,266 | $5,261-75.9% | $4,584-72.4% | $4,662-72.8% |
| Participant deferral / active EE | $3,501 | $6,390-45.2% | $5,478-36.1% | $6,690-47.7% |
| Admin fee / account holder | $5,948 | $5,773+3.0% | $5,139+15.7% | $13,392-55.6% |