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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,225 | $88,815+178.4% | $81,882+201.9% | $145,897+69.5% |
| Participation rate | 33.3% | 75.1%-41.7pp | 72.4%-39.1pp | 80.3%-47.0pp |
| Annual return | 10.67% | 1033.75%-1023.1pp | 779.47%-768.8pp | 552.29%-541.6pp |
| Employer contribution / active EE | $2,819 | $3,086-8.7% | $2,916-3.3% | $4,663-39.5% |
| Participant deferral / active EE | $9,363 | $4,647+101.5% | $4,323+116.6% | $6,689+40.0% |
| Admin fee / account holder | $3,771 | $8,434-55.3% | $7,360-48.8% | $13,390-71.8% |