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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $706,885 | $185,312+281.5% | $161,489+337.7% | $154,746+356.8% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 20.68% | 103.84%-83.2pp | 89.72%-69.0pp | 172.34%-151.7pp |
| Employer contribution / active EE | $2,251 | $4,769-52.8% | $4,268-47.3% | $4,379-48.6% |
| Participant deferral / active EE | $14,050 | $6,350+121.3% | $5,630+149.6% | $6,730+108.8% |
| Admin fee / account holder | $5,137 | $18,654-72.5% | $16,006-67.9% | $14,365-64.2% |