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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $494,737 | $75,541+554.9% | $152,093+225.3% | $82,637+498.7% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.94% | 32.56%-20.6pp | 66.36%-54.4pp | 53.51%-41.6pp |
| Employer contribution / active EE | $20,810 | $2,622+693.6% | $4,175+398.5% | $2,552+715.4% |
| Participant deferral / active EE | $10,749 | $3,206+235.3% | $5,451+97.2% | $4,126+160.5% |
| Admin fee / account holder | $36,744 | $6,405+473.7% | $14,497+153.5% | $7,339+400.7% |