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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $146,707 |
Service code 27 PO BOX 735399 · DALLAS, TX 753735399 | Advisory (Plan) | $47,719 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $19,008 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,850 | $89,435+94.4% | $164,975+5.4% | $77,714+123.7% |
| Participation rate | 96.0% | 78.6%+17.4pp | 78.6%+17.4pp | 70.6%+25.4pp |
| Annual return | 1.01% | 28.82%-27.8pp | 70.12%-69.1pp | 31.26%-30.2pp |
| Employer contribution / active EE | $7,552 | $2,563+194.7% | $4,343+73.9% | $2,727+176.9% |
| Participant deferral / active EE | $6,296 | $4,901+28.5% | $6,033+4.3% | $4,649+35.4% |
| Admin fee / account holder | $498 | $340+46.5% | $12,688-96.1% | $433+14.8% |