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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $146,707 |
Service code 27 PO BOX 735399 · DALLAS, TX 753735399 | Advisory (Plan) | $47,719 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $19,008 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,850 | $89,465+94.3% | $165,071+5.3% | $77,736+123.6% |
| Participation rate | 96.0% | 78.6%+17.3pp | 78.6%+17.4pp | 70.6%+25.4pp |
| Annual return | 1.01% | 28.86%-27.9pp | 70.17%-69.2pp | 31.26%-30.3pp |
| Employer contribution / active EE | $7,552 | $2,565+194.4% | $4,347+73.7% | $2,728+176.8% |
| Participant deferral / active EE | $6,296 | $4,904+28.4% | $6,035+4.3% | $4,651+35.4% |
| Admin fee / account holder | $498 | $340+46.4% | $12,695-96.1% | $433+14.8% |