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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,264 | $178,174-67.3% | $156,181-62.7% | $137,256-57.6% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.8%-7.4pp | 80.0%-8.5pp |
| Annual return | 19.84% | 84.19%-64.3pp | 64.87%-45.0pp | 220.34%-200.5pp |
| Employer contribution / active EE | $3,810 | $4,972-23.4% | $4,294-11.3% | $4,156-8.3% |
| Participant deferral / active EE | $11,192 | $6,888+62.5% | $6,132+82.5% | $6,407+74.7% |
| Admin fee / account holder | $306 | $17,404-98.2% | $14,586-97.9% | $12,270-97.5% |