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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,659 | $88,754+422.4% | $81,820+466.7% | $145,877+217.8% |
| Participation rate | 85.0% | 75.1%+9.9pp | 72.4%+12.6pp | 80.3%+4.7pp |
| Annual return | 14.24% | 1031.77%-1017.5pp | 777.93%-763.7pp | 551.28%-537.0pp |
| Employer contribution / active EE | $5,687 | $3,085+84.3% | $2,915+95.1% | $4,663+22.0% |
| Participant deferral / active EE | $9,101 | $4,648+95.8% | $4,323+110.5% | $6,691+36.0% |
| Admin fee / account holder | $17,671 | $8,424+109.8% | $7,391+139.1% | $13,402+31.9% |