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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,520 | $100,073-92.5% | $85,126-91.2% | $145,877-94.8% |
| Participation rate | 34.8% | 74.1%-39.3pp | 67.5%-32.7pp | 80.3%-45.5pp |
| Annual return | 17.81% | 84.11%-66.3pp | 66.63%-48.8pp | 551.28%-533.5pp |
| Employer contribution / active EE | $688 | $3,236-78.8% | $2,731-74.8% | $4,663-85.3% |
| Participant deferral / active EE | $1,045 | $5,294-80.3% | $4,523-76.9% | $6,691-84.4% |
| Admin fee / account holder | $5,790 | $7,261-20.3% | $6,160-6.0% | $13,402-56.8% |