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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,291 | $88,778+105.3% | $81,844+122.7% | $145,884+25.0% |
| Participation rate | 93.8% | 75.1%+18.7pp | 72.4%+21.4pp | 80.3%+13.4pp |
| Annual return | 17.24% | 1033.03%-1015.8pp | 778.87%-761.6pp | 551.85%-534.6pp |
| Employer contribution / active EE | $3,258 | $3,087+5.5% | $2,916+11.7% | $4,662-30.1% |
| Participant deferral / active EE | $7,833 | $4,648+68.5% | $4,323+81.2% | $6,690+17.1% |
| Admin fee / account holder | $3,717 | $8,430-55.9% | $7,355-49.5% | $13,392-72.2% |