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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,804 | $155,555+99.2% | $146,866+110.9% | $155,188+99.6% |
| Participation rate | 85.7% | 84.0%+1.8pp | 82.5%+3.2pp | 80.8%+4.9pp |
| Annual return | 17.49% | 115.41%-97.9pp | 102.85%-85.4pp | 148.84%-131.4pp |
| Employer contribution / active EE | $1,656 | $4,647-64.4% | $4,425-62.6% | $4,248-61.0% |
| Participant deferral / active EE | $15,622 | $8,044+94.2% | $7,759+101.3% | $6,531+139.2% |
| Admin fee / account holder | $13,159 | $14,755-10.8% | $13,620-3.4% | $14,480-9.1% |