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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,804 | $156,398+98.1% | $147,318+110.3% | $138,895+123.0% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 17.49% | 78.75%-61.3pp | 70.43%-52.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,656 | $4,853-65.9% | $4,593-64.0% | $4,194-60.5% |
| Participant deferral / active EE | $15,622 | $8,237+89.6% | $7,906+97.6% | $6,396+144.2% |
| Admin fee / account holder | $13,159 | $14,976-12.1% | $13,708-4.0% | $12,562+4.7% |