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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,710 | $124,425-63.3% | $112,040-59.2% | $137,256-66.7% |
| Participation rate | 57.1% | 79.3%-22.2pp | 76.5%-19.3pp | 80.0%-22.8pp |
| Annual return | 18.05% | 24.72%-6.7pp | 24.52%-6.5pp | 220.34%-202.3pp |
| Employer contribution / active EE | $1,303 | $3,411-61.8% | $2,954-55.9% | $4,156-68.6% |
| Participant deferral / active EE | $2,140 | $5,718-62.6% | $5,098-58.0% | $6,407-66.6% |
| Admin fee / account holder | $3,017 | $15,207-80.2% | $12,098-75.1% | $12,270-75.4% |