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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,710 | $136,860-66.6% | $120,344-62.0% | $154,746-70.5% |
| Participation rate | 57.1% | 79.9%-22.7pp | 76.7%-19.6pp | 80.7%-23.6pp |
| Annual return | 18.05% | 21.38%-3.3pp | 20.30%-2.3pp | 172.34%-154.3pp |
| Employer contribution / active EE | $1,303 | $3,533-63.1% | $3,020-56.8% | $4,379-70.2% |
| Participant deferral / active EE | $2,140 | $5,793-63.1% | $5,135-58.3% | $6,730-68.2% |
| Admin fee / account holder | $3,017 | $15,393-80.4% | $12,742-76.3% | $14,365-79.0% |