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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,539 | $211,224-79.9% | $178,505-76.2% | $145,897-70.8% |
| Participation rate | 42.9% | 80.8%-38.0pp | 77.1%-34.3pp | 80.3%-37.4pp |
| Annual return | 14.39% | 30.28%-15.9pp | 27.16%-12.8pp | 552.29%-537.9pp |
| Employer contribution / active EE | $700 | $4,577-84.7% | $3,955-82.3% | $4,663-85.0% |
| Participant deferral / active EE | $3,656 | $6,966-47.5% | $6,280-41.8% | $6,689-45.3% |
| Admin fee / account holder | $0 | $12,109-100.0% | $10,428-100.0% | $13,390-100.0% |