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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,552 | $115,225-0.6% | $100,712+13.7% | $138,895-17.5% |
| Participation rate | 93.3% | 74.3%+19.0pp | 69.3%+24.1pp | 79.9%+13.4pp |
| Annual return | 15.99% | 40.35%-24.4pp | 33.27%-17.3pp | 145.39%-129.4pp |
| Employer contribution / active EE | $1,825 | $2,771-34.1% | $2,313-21.1% | $4,194-56.5% |
| Participant deferral / active EE | $3,713 | $4,699-21.0% | $4,085-9.1% | $6,396-42.0% |
| Admin fee / account holder | $1,123 | $10,844-89.6% | $9,256-87.9% | $12,562-91.1% |