Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,202 | $78,690-65.4% | $161,489-83.2% | $87,485-68.9% |
| Participation rate | 28.6% | 67.5%-38.9pp | 78.7%-50.1pp | 68.9%-40.4pp |
| Annual return | 11.19% | 32.74%-21.6pp | 89.72%-78.5pp | 26.06%-14.9pp |
| Employer contribution / active EE | $0 | $2,588-100.0% | $4,268-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,411 | $3,311-57.4% | $5,630-74.9% | $4,274-67.0% |
| Admin fee / account holder | $6,183 | $6,724-8.0% | $16,006-61.4% | $7,775-20.5% |