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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,571 | $155,555-34.7% | $146,866-30.8% | $155,188-34.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 14.97% | 115.41%-100.4pp | 102.85%-87.9pp | 148.84%-133.9pp |
| Employer contribution / active EE | $3,641 | $4,647-21.6% | $4,425-17.7% | $4,248-14.3% |
| Participant deferral / active EE | $4,768 | $8,044-40.7% | $7,759-38.5% | $6,531-27.0% |
| Admin fee / account holder | $1,030 | $14,755-93.0% | $13,620-92.4% | $14,480-92.9% |