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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,571 | $156,398-35.1% | $147,318-31.1% | $138,895-26.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.97% | 78.75%-63.8pp | 70.43%-55.5pp | 145.39%-130.4pp |
| Employer contribution / active EE | $3,641 | $4,853-25.0% | $4,593-20.7% | $4,194-13.2% |
| Participant deferral / active EE | $4,768 | $8,237-42.1% | $7,906-39.7% | $6,396-25.5% |
| Admin fee / account holder | $1,030 | $14,976-93.1% | $13,708-92.5% | $12,562-91.8% |