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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,608 | $71,057+103.5% | $93,654+54.4% | $80,874+78.8% |
| Participation rate | 96.0% | 60.4%+35.6pp | 68.7%+27.3pp | 67.6%+28.4pp |
| Annual return | 14.97% | 11.26%+3.7pp | 133.34%-118.4pp | 35.62%-20.7pp |
| Employer contribution / active EE | $2,858 | $1,564+82.7% | $2,421+18.0% | $2,756+3.7% |
| Participant deferral / active EE | $4,903 | $4,034+21.5% | $4,413+11.1% | $4,297+14.1% |
| Admin fee / account holder | $3,486 | $6,944-49.8% | $8,282-57.9% | $6,935-49.7% |