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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,504 | $196,972-30.7% | $182,262-25.1% | $198,609-31.3% |
| Participation rate | 52.9% | 85.7%-32.8pp | 84.2%-31.3pp | 82.4%-29.4pp |
| Annual return | 15.80% | 158.27%-142.5pp | 140.60%-124.8pp | 202.70%-186.9pp |
| Employer contribution / active EE | $0 | $5,364-100.0% | $5,046-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $4,493 | $8,643-48.0% | $8,276-45.7% | $6,977-35.6% |
| Admin fee / account holder | $1,279 | $18,429-93.1% | $16,712-92.3% | $19,030-93.3% |