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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,450 | $201,264-62.5% | $184,185-59.0% | $145,978-48.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.53% | 29.00%-21.5pp | 28.81%-21.3pp | 550.52%-543.0pp |
| Employer contribution / active EE | $7,844 | $7,021+11.7% | $6,426+22.1% | $4,662+68.3% |
| Participant deferral / active EE | $7,169 | $9,806-26.9% | $9,132-21.5% | $6,690+7.2% |
| Admin fee / account holder | $26,635 | $16,376+62.6% | $13,909+91.5% | $13,400+98.8% |