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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,450 | $201,372-62.5% | $184,260-59.1% | $145,884-48.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.53% | 29.04%-21.5pp | 28.84%-21.3pp | 551.85%-544.3pp |
| Employer contribution / active EE | $7,844 | $7,024+11.7% | $6,427+22.0% | $4,662+68.2% |
| Participant deferral / active EE | $7,169 | $9,808-26.9% | $9,133-21.5% | $6,690+7.2% |
| Admin fee / account holder | $26,635 | $16,362+62.8% | $13,898+91.6% | $13,392+98.9% |