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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,089 | $183,539-73.3% | $155,556-68.4% | $145,897-66.4% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 15.87% | 61.31%-45.4pp | 64.84%-49.0pp | 552.29%-536.4pp |
| Employer contribution / active EE | $2,407 | $5,315-54.7% | $4,675-48.5% | $4,663-48.4% |
| Participant deferral / active EE | $4,742 | $6,467-26.7% | $5,631-15.8% | $6,689-29.1% |
| Admin fee / account holder | $2,567 | $19,275-86.7% | $15,885-83.8% | $13,390-80.8% |