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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,353 | $160,070-29.2% | $147,117-23.0% | $145,897-22.3% |
| Participation rate | 69.6% | 84.0%-14.5pp | 82.2%-12.6pp | 80.3%-10.7pp |
| Annual return | 12.60% | 98.69%-86.1pp | 420.54%-407.9pp | 552.29%-539.7pp |
| Employer contribution / active EE | $2,168 | $5,285-59.0% | $4,932-56.0% | $4,663-53.5% |
| Participant deferral / active EE | $5,011 | $8,419-40.5% | $8,065-37.9% | $6,689-25.1% |
| Admin fee / account holder | $40,255 | $15,035+167.7% | $12,993+209.8% | $13,390+200.6% |