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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,741 | $55,889+169.7% | $76,119+98.0% | $80,935+86.2% |
| Participation rate | 34.6% | 62.1%-27.5pp | 69.1%-34.5pp | 67.7%-33.0pp |
| Annual return | 16.31% | 20.58%-4.3pp | 361.25%-344.9pp | 35.66%-19.4pp |
| Employer contribution / active EE | $707 | $1,866-62.1% | $2,693-73.8% | $2,757-74.4% |
| Participant deferral / active EE | $5,090 | $3,051+66.8% | $4,259+19.5% | $4,299+18.4% |
| Admin fee / account holder | $32,275 | $5,241+515.8% | $6,421+402.6% | $6,924+366.1% |