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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,508 | $95,453+33.6% | $112,040+13.8% | $82,448+54.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 10.42% | 23.92%-13.5pp | 24.52%-14.1pp | 41.64%-31.2pp |
| Employer contribution / active EE | $2,892 | $2,318+24.8% | $2,954-2.1% | $2,551+13.4% |
| Participant deferral / active EE | $8,716 | $4,224+106.3% | $5,098+71.0% | $4,139+110.6% |
| Admin fee / account holder | $6,217 | $9,013-31.0% | $12,098-48.6% | $7,234-14.1% |