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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,508 | $97,550+30.7% | $120,344+6.0% | $87,485+45.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 10.42% | 18.41%-8.0pp | 20.30%-9.9pp | 26.06%-15.6pp |
| Employer contribution / active EE | $2,892 | $2,291+26.3% | $3,020-4.2% | $2,596+11.4% |
| Participant deferral / active EE | $8,716 | $4,230+106.1% | $5,135+69.7% | $4,274+103.9% |
| Admin fee / account holder | $6,217 | $9,543-34.8% | $12,742-51.2% | $7,775-20.0% |