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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,135 | $86,949+27.8% | $102,460+8.5% | $80,959+37.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 7.51% | 18.89%-11.4pp | 29.47%-22.0pp | 35.67%-28.2pp |
| Employer contribution / active EE | $2,580 | $2,370+8.9% | $3,025-14.7% | $2,757-6.4% |
| Participant deferral / active EE | $7,525 | $4,121+82.6% | $5,056+48.8% | $4,300+75.0% |
| Admin fee / account holder | $8,007 | $8,048-0.5% | $9,460-15.4% | $6,925+15.6% |