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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,485 | $89,259-71.4% | $107,187-76.2% | $82,637-69.2% |
| Participation rate | 76.7% | 67.9%+8.8pp | 75.0%+1.7pp | 68.1%+8.7pp |
| Annual return | 13.02% | 21.02%-8.0pp | 204.55%-191.5pp | 53.51%-40.5pp |
| Employer contribution / active EE | $7,019 | $3,080+127.9% | $3,782+85.6% | $2,552+175.0% |
| Participant deferral / active EE | $15 | $4,037-99.6% | $5,096-99.7% | $4,126-99.6% |
| Admin fee / account holder | $3,248 | $7,381-56.0% | $9,162-64.6% | $7,339-55.7% |