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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,043 | $111,878-54.4% | $93,727-45.5% | $145,897-65.0% |
| Participation rate | 85.7% | 74.2%+11.5pp | 68.7%+17.0pp | 80.3%+5.4pp |
| Annual return | 5.74% | 204.28%-198.5pp | 133.83%-128.1pp | 552.29%-546.6pp |
| Employer contribution / active EE | $1,738 | $3,092-43.8% | $2,421-28.2% | $4,663-62.7% |
| Participant deferral / active EE | $13,843 | $4,920+181.3% | $4,417+213.4% | $6,689+106.9% |
| Admin fee / account holder | $4,028 | $10,256-60.7% | $8,292-51.4% | $13,390-69.9% |