Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,112 | $65,246-75.3% | $98,716-83.7% | $67,986-76.3% |
| Participation rate | 47.9% | 51.4%-3.5pp | 69.3%-21.4pp | 57.2%-9.3pp |
| Annual return | 21.67% | 20.58%+1.1pp | 31.81%-10.1pp | 31.67%-10.0pp |
| Employer contribution / active EE | $845 | $1,042-18.9% | $2,279-62.9% | $2,019-58.1% |
| Participant deferral / active EE | $1,393 | $2,594-46.3% | $4,048-65.6% | $3,358-58.5% |
| Admin fee / account holder | $718 | $4,561-84.3% | $8,703-91.8% | $3,203-77.6% |