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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,611 | $87,132+85.5% | $105,624+53.0% | $80,959+99.6% |
| Participation rate | 87.9% | 70.4%+17.4pp | 75.3%+12.6pp | 67.7%+20.2pp |
| Annual return | 9.26% | 17.03%-7.8pp | 116.20%-106.9pp | 35.67%-26.4pp |
| Employer contribution / active EE | $1,031 | $2,397-57.0% | $3,168-67.4% | $2,757-62.6% |
| Participant deferral / active EE | $4,096 | $3,985+2.8% | $5,013-18.3% | $4,300-4.7% |
| Admin fee / account holder | $7,220 | $8,449-14.5% | $10,961-34.1% | $6,925+4.3% |