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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,768 | $94,031+68.8% | $115,768+37.1% | $82,448+92.6% |
| Participation rate | 78.8% | 70.4%+8.4pp | 74.4%+4.4pp | 68.1%+10.7pp |
| Annual return | 10.78% | 20.61%-9.8pp | 100.46%-89.7pp | 41.64%-30.9pp |
| Employer contribution / active EE | $1,046 | $2,323-55.0% | $2,940-64.4% | $2,551-59.0% |
| Participant deferral / active EE | $3,628 | $3,972-8.7% | $4,917-26.2% | $4,139-12.4% |
| Admin fee / account holder | $33,564 | $10,249+227.5% | $12,439+169.8% | $7,234+364.0% |