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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,768 | $97,648+62.6% | $121,663+30.5% | $87,485+81.5% |
| Participation rate | 78.8% | 70.5%+8.3pp | 74.5%+4.3pp | 68.9%+9.9pp |
| Annual return | 10.78% | 18.03%-7.2pp | 147.54%-136.8pp | 26.06%-15.3pp |
| Employer contribution / active EE | $1,046 | $2,300-54.5% | $3,020-65.4% | $2,596-59.7% |
| Participant deferral / active EE | $3,628 | $3,923-7.5% | $4,887-25.8% | $4,274-15.1% |
| Admin fee / account holder | $33,564 | $11,100+202.4% | $14,289+134.9% | $7,775+331.7% |