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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,874 | $81,276+254.2% | $155,574+85.0% | $80,925+255.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 11.13% | 33.36%-22.2pp | 64.87%-53.7pp | 35.65%-24.5pp |
| Employer contribution / active EE | $9,340 | $3,103+201.0% | $4,676+99.8% | $2,756+238.9% |
| Participant deferral / active EE | $8,318 | $3,453+140.9% | $5,629+47.8% | $4,299+93.5% |
| Admin fee / account holder | $28,845 | $7,993+260.9% | $15,914+81.3% | $6,940+315.6% |