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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,409 | $94,439-37.1% | $73,658-19.3% | $154,746-61.6% |
| Participation rate | 61.5% | 64.7%-3.1pp | 57.0%+4.5pp | 80.7%-19.2pp |
| Annual return | 21.16% | 28.25%-7.1pp | 29.72%-8.6pp | 172.34%-151.2pp |
| Employer contribution / active EE | $1,352 | $1,257+7.5% | $1,032+31.0% | $4,379-69.1% |
| Participant deferral / active EE | $4,496 | $2,527+77.9% | $2,062+118.1% | $6,730-33.2% |
| Admin fee / account holder | $20 | $3,843-99.5% | $3,357-99.4% | $14,365-99.9% |